Housing grants and loans

Home energy help

For all home energy and housing enquiries, including heating, insulation improvements and housing repairs complete the Home energy enquiry.

Home energy enquiry

Apply

Disabled Facilities Grants can help meet the cost of making changes to your home so you or someone you live with can live safely and independently.

Before you can apply for a Disabled Facilities Grant, you must first be assessed by an occupational therapist (OT) who will recommend what adaptations or aids are needed to enable you to continue living independently.

Please contact our Single Point of Access on 01472 256256.

Please be aware, if you are eligible for grant aid this will only fund the adaptations that are assessed as necessary and appropriate, and are the most cost effective option to enable you to continue living independently.

The Council offers grants and loans to help vulnerable families make their homes safe to live in. Please contact 01472 324727. If you are eligible for assistance, a surveyor will visit your home to explain what works they are able to fund.

The Council supports homeowners and landlords to improve the energy efficiency of their homes.

Please contact 01472 326296 option 5.

Grant and loans for homeowners

Assistance is provided to eligible households to improve living conditions and ensure they live safely in their own home.

A grant of up to £10,000 for eligible homeowners, to carry out emergency repairs to their home that could be prejudicial to the health of the occupants and be classed as a Category One Hazard (Housing Health and Safety Rating System) or Category 2 D or E in the case of damp and mould.

The grant can be used as a top up with grants available to improve the energy efficiency of housing, where the EPC is D and above.

Repairs can include heating repairs/replacement, replacement windows and doors, damp proofing, roofing repairs, bathroom, and kitchen repairs/replacement where there are significant hazards.

Eligible applicants must be in receipt of:

Income Support
Housing Benefit
Universal Credit
Guaranteed Pension Credit
Income-Based Job-Seekers Allowance
Working Tax Credit with an annual income of less than £15,050
Child Tax Credit with an annual income of less than £15,050; and
Income Related Employment and Support Allowance.

The grant maximum of £10,000 will be fully land charged on owner occupier applications for a 10-year period, and they must have owned their home for a minimum of 2 years.

There is a limit of no more than 2 applications within 5 years.

The equity release loan is available to eligible homeowners to carry out essential repairs, removing Category 1 and 2 hazards.

A loan of up to £30,000 is available to fund works identified.

The applicant must have owned the property for a minimum of 2 years, and.

Intend to continue to live in the property
Aged 60+ or disabled or in receipt of a means tested benefit, or otherwise vulnerable
Ineligible for a DFG
Unable to access mainstream lenders
Have sufficient equity. The total amount of borrowing (secured loan/mortgage + home appreciation loan) must not exceed 70% of the value of the property

Loan funding can be used to finance energy efficiency improvements or top up other assistance for example Local Authority Delivery Schemes (LAD) or similar.

Available to owner occupiers who have owned their home for over 2 years, providing funding from £300 – £7,000.

Loans are subject to a satisfactory credit check and financial plan to demonstrate they can repay the loan through monthly instalments, within a reasonable timeframe to be agreed (no more than 10 years).

A legal charge will be placed on the property until the loan is repaid in full.

Financial assistance for landlords

Private Sector Leasing

Funding is available to owners of empty homes, who are unable to finance repairs to bring the property back to a lettable standard.

Property owners will be required to lease the property to the Council for a between 5 and 7 years. Rental income (minus costs/service charges) will be used to repay the loan.

The Council will provide housing for homeless households during the lease term.

Loan funding can be used to finance energy efficiency improvements or top up other assistance for example Local Authority Delivery Schemes (LAD) or similar.

Available to owner’s rental properties where the EPC is lower than a C. The amount of the loan will be between £300 – £7,000.

Loans are subject to a satisfactory credit check and financial plan to demonstrate the loan can be repaid through monthly instalments, within a reasonable timeframe to be agreed (no more than 10 years).

A legal charge will be placed on the property until the loan is repaid in full.

The sanctuary scheme is a range of practical support options to support households at risk of domestic abuse to remain in their own home. Measures include –

A panic alarm – the panic alarm can used to contact support services
A mobile phone or new sim card – to replace an old phone or sim card
Home safety measures – for example fitted window locks, increased security for doors, spy holes in doors or an intercom system
A personal alarm – for when families need to leave the home and for use in the community

Works can extend up to a safe room to protect families at risk, to prevent the perpetrator from entering the home, and allowing emergency services time to arrive.

Referrals can only be provided by the relevant Council department.

We work with the Humber and Wolds Rural Community Council to offer an oil bulk buying scheme. For further information or to join visit Humber and Wolds Rural Community Council.